Fintech Episode021 — Are JP Morgan, UBS and HSBC following the same playbook?

This week we’ve seen three different headlines about 3 different banks, all with a familiar thread running through the stories. Are they all following the same playbook and will more of the same unfold as the year progresses?

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Links to the stuff we spoke about:-

• Boston Consulting Group (BCG) published a new report in collaboration with QED Investors in which they made some bold predictions about Fintech growth out to 2030 — we would love to get access to their crystal ball (or their rose tinted glasses)
• Chris dives into the reason behind JP Morgan’s acquisition of First Republic Bank
• And is that the same reason why HSBC bought SVB in the UK?
• And did UBS just show them both how it’s really done using the same playbook?
• And is PacWest next on the list?
• It seems to be a long list of potential candidates ……
• Who knew the Wolf of Wall street would be doing so well all these years later?
• When you’re an auditor and three of your bank clients all go bust then maybe it’s time to take a good look at your life choices
• Rishi Sunak seems to be sending mixed messages (again)
• Is BNPL simply a way to pay or is it really credit in disguise? Innovate Finance aren’t happy with the government’s plans!
• Sorry Brett — we think your thesis regarding the failure of First Republic Bank is 💩
• In case you couldn’t figure out what Rik was trying to sing (the rest of us couldn’t) then it was this dubious hit from The Hoff
• Who knew the surprising story of how The Hoff helped TIKKI increase their user base??
• And why do the Germans love him so much?
• On a serious note, perhaps we should ALL be paying more attention to what Geoffrey Hinton “The Godfather of AI” has to say about our future?
• But then ChatGPT appears to show more empathy than doctors so there is that
• Perhaps Barclays could learn to empathise with victims of fraud for a change?

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