In parallel with a review of PSD2, the EPC (European Payments Council) started working on a scheme based on their lessons learned from PSD2 and open banking. They did so at the request of the Euro Retail Payments Board, a multi-stakeholder forum presided by the European Central Bank. That scheme…

We discussed the role of financial education in the path to a more sustainable finance industry last week, November 24th, 2022. …

Will the USA default on its debt or just raise the ceiling? Another horror story from the ranks of Revolut and more excuses from bank execs who never seem to shoulder the blame for anything! AND — that’s now the second episode in a row where the team didn’t mention…

OK — technically the BoE director of Fintech, Tom Hutton, said that cryptocurrency doesn’t “fulfil any of the functions of money” — but isn’t that the same thing? Maybe he had a hidden agenda? …

On May 4, we invited Lukas Enzersdorfer-Konrad, Deputy CEO of Bitpanda & CEO of Bitpanda Technology Solutions, a leading European trade-everything platform. The topic of the discussion was “The Future of Finance — Transforming Financial Services”, as a teaser for his keynote at The Banking Scene Conference 2023 Brussels. We…

This week we’ve seen three different headlines about 3 different banks, all with a familiar thread running through the stories. Are they all following the same playbook and will more of the same unfold as the year progresses? Apple Podcast: Fintech Uncut on Apple Podcasts Spotify: Fintech Uncut |…

Money20/20, the world’s leading fintech show is announcing that HSBC UK Chief Executive Officer Ian Stuart is confirmed to speak at Money20/20 Europe in Amsterdam on June 6th at 1:15 pm on the Money20/20 Encore stage. The audience will hear the full story on the ground-breaking deal that placed HSBC…

“There are days that I miss working in a bank, how relaxing it must be to have absolutely no sense of urgency. And then I remember that as a banker, it drove me absolute bonkers. Because I felt the sense of urgency, even if the organisation around me didn’t.“ Many…

We welcomed guest judge Barb MacLean of Fintech Playlist fame to preside over proceedings this week during which, the European Payments Initiative (EPI) made a big announcement, taking them one step closer to breaking the Visa / Mastercard duopoly in the region. There were other losers and a surprising…